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Leonard Schultz took a sip of tea and laughed, “I asked about the treatment and also got an errand to run on the way.”

Ethan Smith stared attentively at Leonard Schultz, waiting for him to continue.

Leonard Schultz smiled, “The Hill family applied for a two billion loan, and the money has already been approved. Miss Taylor hopes that this two billion could be given as an interest-free loan to you for three years.”

Ethan Smith was taken aback.

Two billion, given to him? Interest-free?

Ethan Smith couldn’t help but swallow, having never seen so much money in his life! He didn’t even know what that amount of money meant!

“Even if you can’t repay the money, Miss Taylor will definitely find a way for you!” Leonard Schultz said cunningly.

Ethan Smith took a deep breath and said, “I will definitely repay this money, so please rest assured, Mr. Schultz.”

Leonard Schultz laughed heartily, but didn’t comment.

Just then, the secretary knocked on the door and stood outside, saying, “Sir,

Mr. Stephen Hill has arrived.”

“Oh?” Leonard Schultz raised his eyebrow, “Where is he?”

The secretary replied, “He’s waiting for you in the VIP reception room.” “Ask him to come to my office,” Leonard Schultz instructed.

“Yes, sir.” The secretary nodded and left.

Ethan Smith’s heart started beating faster, looking expectantly at the door, waiting for Stephen Hill’s arrival.

Time ticked by, and five minutes later, the door was opened.

Then Stephen Hill walked in with a big smile on his face, carrying several gift boxes in his hands.

“Mr. Schultz, how is the…” Stephen Hill stopped mid-sentence as he saw Ethan Smith.

The smile on his face vanished instantly, replaced by a chilling coldness.

‘What are you doing here?” Stephen Hill asked coldly.

“If you can be here, why can’t I?” Ethan Smith replied calmly.

Stephen Hill let out a cold snort. He placed the gift boxes on the table, then turned to Leonard Schultz and politely said, “Mr. Schultz, I brought you a small gift. I hope you’ll accept it.”

Leonard Schultz waved his hand, saying, “Mr. Hill, please have a seat.” Stephen Hill sat down beside Ethan Smith.

Before Leonard Schultz could speak, Stephen Hill said coldly, “Sir, is this kid here for a loan too? I knew it, there’s no way he could run a company with your resources!”

“I think you’d better hand over the Soul Nourishment Pill to me. I can share a percentage with you,” Stephen Hill said with a hint of smugness.

Ethan Smith sneered, “I think you’re dreaming.”

“Mr. Schultz, considering our friendship, please reject his loan application! Because he has no ability to repay!” Stephen Hill glanced coldly at Ethan Smith.

Leonard Schultz just smiled and said, ‘Mr. Hill, have some water first, don’t be in a rush.”

Stephen Hill had no appetite for water. He frowned at Leonard Schultz’s attitude and said, “Mr. Schultz, you’re not planning to mediate between us, are you? Let me tell you, it’s impossible! I will never forgive this kid!” Leonard Schultz smiled faintly, “I have no intention of doing so.” Now Stephen Hill was somewhat confused.

He frowned and asked, “Mr. Schultz, what do you mean?”

Leonard Schultz said calmly, “Mr. Hill, I have some bad news for you. Your loan application has been declined.”

Hearing this, Stephen Hill slammed his fist on the table!

He glared at Leonard Schultz and shouted, “How is that possible!”

Leonard Schultz spread his hands, “I have no choice but to follow our assessment, which found flaws in your company and a rapid decline in your market share.”

“As you know, our bank is also afraid of bad debts,” Leonard Schultz chuckled.

Stephen Hill anxiously said, “Mr. Schultz, our company has had countless loans from your bank and never had a problem! You have to believe me!”

“Just because there were no problems in the past doesn’t mean there won’t be any in the future, right?” Leonard Schultz smiled.

Stephen Hill became anxious. Without this loan, the Hill family’s capital chain would break, leading to eventual collapse!

Thinking of this, Stephen Hill pleaded, “Mr. Schultz, this loan is really important to me, please… think of a way. I, Stephen Hill, will remember this for the rest of my life!”

Leonard Schultz waved his hand, “It’s not up to me to decide. Why not try another bank?”

Stephen Hill was furious inside! Besides Chuzzle Bank, which bank could approve two billion commercial loans?

“Mr. Schultz, please help me find a way…” Stephen Hill pleaded bitterly.

However, Leonard Schultz no longer paid attention to Stephen Hill.

He turned to Ethan Smith and said, “Mr. Smith, here is your loan contract. Sign it, and we’re done.”

“Thank you, Mr. Schultz.” Ethan Smith smiled, took the pen, and glanced deliberately in Stephen Hill’s direction.

Stephen Hill stared at the contract, clearly seeing the loan amount on it – two billion!

At that moment, Stephen Hill instantly understood!

He furiously shouted, “Leonard Schultz! You’re fucking playing with me! No matter his qualifications or resources, this kid is no match for me! And yet, he gets a two-billion loan? I should have known you gave my approved loan to this kid!”

However, Leonard Schultz was unfazed by this. He sneered, “Mr. Hill, congratulations on guessing correctly. Unfortunately, there is no reward..”